Joint Equity

Registration:

If you are having problems with registration please email our IT team.

Login / Logout:

Using the link in your registration email visit this site and input your username, email address and the password you chose at registration. Be sure to check your spelling and that you don't have your caps lock on.

If you still experience problems logging in please re-register under a different username and password and try logging in again. If you still experience problems after that please email our IT team.

My Homepage:

From the homepage you can access all the forms to input your required information. Each form has required fields to fill in and may not allow you to continue to the next form without filling these in. For example if you have not filled in your personal details you may not progress to input your employment.

You will also find a link to download the Joint Equity info pack in the paragraph at the top of the homepage. This has all the necessary information for first-time owner and investor partners. Be sure to check you have Adobe Acrobat Reader installed on your pc either as stand-alone software or as a plugin in your browser.

The "My Property Bookmarks" section is where you can view any properties you have added. Soon this section will allow you to search our suppliers properties, add these as a favourite property on your profile and much more.

The "My Owner Illustrations" section shows you any saved illustrations you have created. You can save as many of these as you like and view or edit for easy comparison later. If you have any that you would rather delete then you can do that as well.

Personal Details:

This section is where we collect details necessary for Joint Equity to be able to contact you and assure that you are eligable for UK property ownership.

The mandatory fields in this form cannot be bypassed and therefore if you do not complete a mandatory field then the website will not allow you to progress to the next stage.

Please ensure you have completed the mandatory fields before contacting Joint Equity with a problem.

Any technical problems you experience please report to the Joint Equity IT team.

Employment:

This section is where we collect your employment details neccesary to calculate how much mortgage you would be allowed.

If you are unemployed and are applying for a mortgage illustration based purely on assets held this is possible. Otherwise you must input details of employment or benefits being claimed before moving forward.

The website will not allow a user to move forward without completing this section. Please ensure you have completed details in this section before reporting a problem to Joint Equity.

Assets/Liabilities:

This section is to collect static values which may count towards or against an allowable mortgage amount. As with the other forms on the site you can add, edit or delete records created.

If you have no assets or liabilities then you can skip inputting any records by using the link at the bottom of the page. This will tell the website that you can proceed to the next stage.

Adverse Credit:

This section is to collect any information regarding your credit record. Bad credit can affect the approval of a mortgage application however this does not necessarily mean that applicants with poor credit histories will be rejected.

Please provide a short description in the box provided of details surrounding each record you input.

If you have no adverse credit at all then use the link at the bottom of the page to skip this section.

Adding / Viewing a property:

To track which property each illustration relates to we ask that you input your property details. These properties will then be available on your homepage.

You can remove any of these properties on your hompage as well. The property section of the site is currently under construction but will expand soon.

Creating an Illustration:

From a property added and displayed on your homepage you can create an illustration by clicking "Get an illustration".

You will be presented by a form where your ideal variables can be input.

Please check that you have filled in all the mandatory fields in the form otherwise it may not be added correctly.

If you see a pop-up box it is likely that you have not filled in a mandatory field in the form. Otherwise this is because you would require a greater mortgage than you are entitled to.

If you still experience problems please tell our IT team about any technical fault with this page.

Reviewing an Illustration:

Once you have saved an illustration it will appear on your homepage under My Owner Illustrations.

You can see an overview of the various illustrations you have created and view, edit or delete each one.

By choosing to view an illustration you can review the full details of it and even the projected monthly outgoings if you choose to go ahead with it.

If you experience any technical problems addin, viewing, editing or deleting an illustration please email our IT team.

End User License Agreement:

Joint Equity retains the title to and ownership of the information supplied in this website. You are licensed to use this website information on the following terms and conditions:


LICENSE - The licensee is defined as the individual utilizing the website. Joint Equity hereby grants the licensee a nonexclusive license authorizing the licensee to use the website.

YOU MAY NOT: Distribute, rent, sub-license or otherwise make available to others the illustrations or arrangements, except as expressly permitted in this License without prior written consent from Joint Equity.

RESTRICTIONS: -Users of the website must be registered to receive illustrations and may not bypass the website interface.

Users may not modify, de-compile, disassemble, reverse engineer or translate the website.

TERM - You may terminate your License and this Agreement at anytime by deleting your user profile. This will also terminate automatically if you fail to comply with any term or condition in this Agreement.

LIMITED WARRANTY - This website and documentation are for us "as is" without any warranty as to their performance, merchantability or fitness for any particular purpose. The licensee assumes the entire risk as to the quality and performance of the software. In no event shall Joint Equity or anyone else who has been involved in the creation, development, production, or delivery of this software be liable for any direct, incidental or consequential damages, such as, but not limited to, loss of anticipated profits, benefits, use, or data resulting from the use of this software, or arising out of any breach of warranty.